ATTN: CONSECO POLICYHOLDERS

Get your letters to Commissioner Ario at the PA Ins. Dept. published at www.savemyltc.com.

EMAIL: INFO@SAVEMYLTC.COM

..........Unbelievably not one Conseco policyholder was warned, advised or received written notice of the impending Trust conseco plans to establish. The written, yet unannounced deadline of September 30, 2008 has now passed.

It has been a week since the Pennsylvania insurance department has posted letters it received, in great detail, opposing the trust. the last date a letter was posted was september 24th --one week ago.

While seniors have had no chance to voice their opinions, many people worked very hard to warn policyholders and made astute arguments to Commissioner Ario protesting this trust. Many experts in the field, with no "horse in this race" except love and care for our senior citizens, have stood up to fight.

THEIR LETTERS HAVE YET TO BE POSTED AT THE INSURANCE DEPT. WEB SITE

http://tinyurl.com/3mzahj

IN THE PUBLIC COMMENT SECTION.

CONSECO (NYSE:CNO)

THE $700 BILLION MESS ON WALL STREET HELPS CONSECO FLY UNDER THE RADAR

TODAY-SEPT. 30- MARKS THE END OF THE UNANNOUNCED COMMENT PERIOD --ACT NOW!

For More Than 144,000 Long-Term Care Senior Policyholders At Risk Of Losing It All

See below and contact Rbrackbill@state.pa.us Today!

BAILOUT MAKING YOU MAD? STOP CONSECO TODAY!

Mad About The $700 Billion Bailout?

Stop America’s Next Bail Out
Stop the Conseco Trust Today

ONTARIO, Calif., - September 29, 2008 – If you are sick and tired of taking the financial hit for bad business decisions of publicly traded companies, stand up and be counted today. The proposed Conseco Senior Health Insurance Trust, may come into effect immediately after the deadline of September 30th –tomorrow and it could devastate 144,000 senior citizens, says Frank N. Darras, the nation’s leading disability and Long-Term Care insurance lawyer.

“If you have just one insurance policy, of any type: auto, life, disability, mortgage, long-term care, you should call/email today and say NO. If this Conseco Trust goes through, it may set a precedent that could decimate your coverage when you need it most,” says Frank N. Darras, the nation’s leading disability and Long-Term Care insurance lawyer.

Unbelievably not one Conseco policyholder was warned advised or received written notice of the impending Trust from the company. An unannounced deadline of September 30, 2008 looms, while seniors have had no chance to voice their opinions. Why should these policyholders wind up in a Senior Health Insurance Trust when they were insured by Conseco? If these seniors wanted to self insure themselves they never would have relied on Conseco. See http://www.savemyltc.com/.

Take 2 minutes out of your day and call the Pennsylvania Insurance Department. Stand up for our seniors today. We cannot let a dangerous precedent be set.

Make your voice heard. For detailed information, see http://www.savemyltc.com/ and say no to the Trust. Call 717-787-2317 or toll free 877-881-6388 and/or fax (717) 787-8557 or email rbrackbill@state.pa.us. Make a firm statement that you PROTEST the Conseco Trust and demand the Department of Insurance say NO to Conseco.

“We are fighting for our grandparents and parents. We are fighting now, for ourselves and our children,” says Darras. “If Conseco establishes this Trust, policyholders will lose the peace of mind and security they richly paid for.”

Call, fax or write the Pennsylvania Department of Insurance today. The youngest victim in the proposed Trust is about 77 years old.

“Let’s stand up and protect your grandparents and mine,” says Darras.

Go to http://www.savemyltc.com/ or call 800-458-4577 and follow the directions to get your voice heard by the Pennsylvania Insurance Commissioner. Demand they STOP the Trust. Time is of the essence, the written deadline is Sept 30, 2008.

STOP CONSECO TRUST

Top Insurance Expert Calls on 144,000 Holders of Long-Term Care Polices To Protest an Eleventh Hour Conseco Trust

ONTARIO, Calif., - September 24, 2008 – Conseco, (NYSE:CNO) an Indiana based insurance company, without notice to policyholders has decided to move 144,000 Long-Term Care policies into a Trust that could financial ruin senior citizens, says Frank N. Darras, the nation’s leading disability and Long-Term Care insurance lawyer.

Frank N. Darras has urged 144,000 holders of these Long-Term Care insurance policies to protest immediately the creation of this Trust. See www.savemyltc.com.

“Without any notice or warning to these faithful, premium paying seniors, Conseco has proposed creating a new Senior Health Insurance Trust to uncouple a hemorrhaging block of business it purchased from American Travelers and Transport Life in the mid-1990’s,” says Darras. “The end of the comment period to the Pennsylvania Department of Insurance is September 30, 2008.”

According to Darras, Conseco has a history of treating it’s long-term care policyholders badly. Earlier this year, the Pennsylvania Insurance Department found Conseco had violated insurance claims handling practices and fined the company $32.3 Million. Acting Pennsylvania Insurance Commissioner Joel Ario, defined the bulk of the fine as “restitution to consumers who were harmed”.

Now, however, the Pennsylvania Department of Insurance appears to be working with Conseco to approve this Trust. The timeline started in an August 11 Conseco conference call and the deadline for commentary is September 30th. “What’s the rush,” asks Darras.

“Conseco wanted to be the industry leader in Long-Term Care. Now its time for the company to honor what it sold. It looks as if the company is attempting to spin off an eleventh hour Trust, without notifying the very policyholders that will be affected and that is wrong,” says Darras.

Conseco policyholders and all LTC policyholders are urged to write or fax the Pennsylvania Insurance Department to weigh in on this very important Trust, according to Darras.

Contact Frank N. Darras directly at www.savemyltc.com or call 800-458-4577, visit www.darrasnews.com or email at info@savemyltc.com.

URGENT! LISTEN TO THIS RADIO SHOW SEPT. 23RD!

With The Economy and Financial Giants Failing, What Happens to Conseco’s 144,000 Long-term Care Policyholders?

Frank N. Darras To Discuss the Proposed Trust

September 23rd 1PM Eastern (10 AM PST)

Go to this link: http://www.voiceamerica.com/tomwoodruff.html

Read More....... ONTARIO, Calif., - September 22, 2008 – The Conseco (NYSE:CNO) Senior Health Insurance Trust that affects current long-term care policyholders and shareholders will be discussed by Frank N. Darras, on Tom Woodruff’s hour long radio show Tuesday at 1 PM Eastern (10 AM PST). He will also take questions from callers.

According to Darras, the deadline of September 30 is fast approaching and policyholders need to know they may lose it all. “It is time to stand up and be counted” says Darras. “No one has alerted, contacted or warned my seniors. They have a right to weigh in and be heard.” See www.savemyltc.com.

At our web site and at this link, http://www.ins.state.pa.us/ins/lib/ins/conseco/037.pdf, shareholders and policyholders can review recent and important communications regarding this Trust. Here, the Pennsylvania Governor's Office of General Counsel states, “There is no provision in the Insurance Holding Companies Act which requires that each policyholder be notified individually. To the contrary, policyholder participation is sought by way of public notice in the Pennsylvania Bulletin, the Commonwealth's official publication for information and rulemaking.”

“That is a recipe for disaster,” says Darras. “How in the world are these affected policyholders ever going to know they are being shuffled off to an eleventh hour Trust if they aren’t told?”

Pennsylvania may not have a provision that requires notice to the policyholders but common sense and fairness to the elderly who have paid richly for this coverage should carry the day. What is the big rush? These seniors have been paying their premiums for years and have held up their end of the bargain. Why not let the policyholders ask their questions, pose their inquiries with the transparency they have been promised?

Tune in to listen to the radio live, at 1PM Eastern (10 AM PST) to find out what you need to know to protect yourself, your investment and to take action to prevent this precedent setting potential disaster.

Link directly to: http://www.voiceamerica.com/tomwoodruff.html

Contact Frank N. Darras directly at www.savemyltc.com or call 800-458-4577, visit www.darrasnews.com or email at info@savemyltc.com.


Note to Editors:

Darras available for interviews. Contact Robin McDavid Nolan, McDavid Public Relations, 800-880-9991, 650-279-9512 or robin@mcdavidpr.com.

LETTER TO STOP THE TRUST- COPY/PASTE FILL IN AND SEND

Honorable Joel Ario
Attention: Robert Brackbill
Chief Company Licensing Division Insurance Department
1345 Strawberry Square
Harrisburg, PA 17120

Fax:(717) 787-8557
Email: rbrackbill@state.pa.us Date

Your Name
Address
City, State, Zip Code
Telephone number
Email address

Re: CONSECO Senior Health Insurance Company FORM A Filing

Dear Commissioner Ario:

I am writing about the plan Conseco Senior Health Insurance Company has submitted to the Pennsylvania Department of Insurance to move my Long-Term Care insurance policy into a “Trust.”

If Conseco will be making a one time contribution of $175 million to the trust and policyholders like me will be asked to contribute between $300 and $400 million in the form of future rate increases; how is this a good solution for senior citizens who are policyholders?

My rates have already been increased and increased and increased. This Trust will surely force most of us policyholders to lapse our policies because we cannot afford more increases.

I am concerned that any claim request I have will not be treated fairly once my policy is no longer backed by an insurance company.

Gambling with my financial security to save an insurance company from a bad investment cannot be allowed to proceed.

This Conseco Senior Health Insurance Company (CSHI) Trust is a very bad idea and I am opposed to it and ask you to disapprove it outright.

Respectfully,




Name

Insurance Expert Launches www.savemyltc.com Web Site

Site Provides Information to Help Conseco
Long-Term Care Policyholders Fight the Proposed Trust

ONTARIO, Calif., - TODAY - 2008 – With potentially devastating premium increases facing senior citizens who hold Long-Term Care policies administered by Conseco, the web site, www.savemyltc.com, has been launched to provide direction and help, before the proposed September 30 deadline.

As the nation’s leading disability and LTC insurance lawyer, Frank N. Darras has put information together that will assist over 142,000 policyholders who have not been notified by Conseco that their policies are going to be put into an irrevocable trust that may cost them dearly.

“With a spoken deadline of Monday, September 22, and a written deadline of September 30th, policyholders must move quickly,” says Darras. “Our web site has a form letter that policyholders can fill out, print and fax, or copy and paste into an email that goes directly to the Pennsylvania Department of Insurance.”

All contact information and instructions can be found at www.savemyltc.com.

In Darras’ opinion, not only are more than 142,000 policyholders in a dangerous position of losing it all, when they need it most, this Trust will set a terrible precedent for other failing Long-Term Care companies across the country.

“We have to protect our seniors, your parents and mine, from egregious acts by companies that made bad investment decisions and low-balled the marketplace with oversold and poorly underwritten policies,” says Darras. “Last week, Americans took on financial burdens of failing companies and now, Conseco’s Long-Term Care Trust scenario could very well burden those people that need the product most, the elderly.”

The youngest policyholders in this block are approximately 77 years old. For years, the LTC arm of Conseco has been a financial drain. “It looks to me,” says Darras, “that the Company is absolving themselves of a losing bet and giving it to their policyholders and calling it a Trust. That is just wrong, there is nothing to trust about this scenario, it will ruin our seniors.” says Darras.

Go to www.savemyltc.com and fill out the forms, voice your opinions to Robert Brackbill, rbrackbill@state.pa.us or fax to (717) 787-8557 immediately.

If you need help with any matter regarding CSHI and your Long-Term Care insurance policy, please call Frank N. Darras at 800-458-4577 or email him at help@savemyltc.com. ACT FAST!

Note to editors: Darras available for interviews. Contact Robin Nolan, McDavid Public Relations, 650-279-9512 cell, 800-880-9991 office, email: robin@mcavidpr.com